CHB, Fraud & Refunds Policy
Latinas2u is mostly free to use, although certain Services may incur a fee. If you choose to purchase a paid Service, you will have the opportunity to review and accept the specific terms and conditions before completing your purchase. Prices and availability of Services are detailed on the Site and may change without notice. We reserve the right to update fees at any time by posting them on the Site.

Payments can be made by credit or debit card. All cardholders are subject to security checks and authorization by the issuer to comply with international standards against fraud and money laundering.

If payment is declined by your card issuer, the transaction will be cancelled. Latinas2u is not responsible for such decline or any associated fees, and we are not obligated to provide a reason for the decline. By using a credit or debit card, you confirm that you are the legitimate cardholder and that you have sufficient funds to complete the transaction.

As our Services are digital and offer immediate access, any refund request will be evaluated solely at our discretion on a case-by-case basis.

Intellectual Property Rights and Use of Content
You retain ownership of the rights to any Content you submit to Latinas2u. By doing so, you warrant that you hold the necessary rights or licenses for its publication.

By submitting content to the Site, you grant Latinas2u a non-exclusive, worldwide, perpetual license to use such material in any medium, within the framework of the Services and for promotional purposes.

If you are not the creator of the Content, you must obtain express permission from the rights holder before submitting it. Likewise, if the Content includes third parties, you must have their authorization to publish it.

Submitting illegal or confidential content, or content that infringes the rights of third parties, is prohibited. Latinas2u is not responsible for the misuse or disclosure of confidential information that users share on the platform. Certain content may be protected by copyright, even if this is not explicitly stated.

Unless otherwise requested, your name may appear next to the Content you post. If you do not wish to grant such rights, we recommend that you do not upload such material to the Site.

Before uploading any Content, please be sure to check its accuracy. Although Latinas2u works to ensure that the information on the Site is up-to-date and correct, we cannot guarantee that all Content is error-free or completely up-to-date. We reserve the right to modify it without prior notice.

Latinas2u owns all intellectual property rights to the Site, excluding User Generated Content. You may not copy, distribute, reuse or reproduce any part of the Site or its Content without express authorization, except as permitted by applicable law.

User accounts operate on shared resources. Excessive or abusive use of these resources may negatively affect the experience of other users. Misuse of the platform that compromises its performance, including excessive consumption of bandwidth, storage or processing capacity, is prohibited.

Latinas2u reserves the right to limit or terminate accounts that make excessive use of the Site’s resources, as well as to restrict the number of transmissions, storage or other resources available to each user.

You are responsible for backing up your Content. Latinas2u should not be used as your primary means of storage. We recommend that you maintain secure copies of any files, data or information you upload to the platform.

Limitation of Liability
To the extent permitted by applicable law in your jurisdiction, all materials and content available on Latinas2u are provided “as is” and “as available” without any warranty of any kind, either express or implied. Latinas2u cannot individually screen all Registered Users, nor can it guarantee the accuracy, timeliness or appropriateness of the Content posted. Although we employ both automated and manual processes for moderation, our human review team will intervene, especially in cases of reports or suspicions of inappropriate content, by reviewing it in depth.

Latinas2u will do its best to correct any errors or omissions detected on the Site as soon as possible. However, we do not guarantee that:

The Services provided will be effective, accurate or reliable.

The quality of the materials or services obtained through Latinas2u will meet your expectations or will be free from defects.

Your use of Latinas2u materials and services is at your own risk. You assume full responsibility for any damage to yourself, your computer system or loss of data resulting from your use of the Site.

You agree to indemnify and hold Latinas2u, its affiliates, directors, employees and agents harmless from any claim, expense or damage, including attorneys’ fees, arising from your violation of these Terms of Use, your misuse of Latinas2u or any dispute with other users or third parties resulting from your activity on the platform.

Nothing in this agreement shall limit or exclude Latinas2u’s liability for death or personal injury caused by Latinas2u’s direct negligence.

General Provisions
These Terms of Use constitute the entire agreement between Latinas2u and you. They shall be governed by and construed in accordance with the laws of the United Kingdom. Any dispute relating to these Terms of Use shall be resolved in the courts of the United Kingdom.

No waiver of any provision of these Terms of Use shall constitute a future or continuing waiver of such provision or any other provision. Latinas2u shall not be liable for any failure or delay in the performance of its obligations due to circumstances beyond its control.

If a court of competent jurisdiction determines that any provision of these Terms of Use is illegal or unenforceable, the remaining provisions shall remain in full force and effect.

Latinas2u reserves the right to modify these Terms of Use at any time by posting an updated version on the Website. Your continued use of the Platform following such changes constitutes your acceptance thereof.

Intellectual Property
The Latinas2u Service is protected by copyright laws and international treaties. All content available on the Service is protected as a collective work or compilation under applicable intellectual property laws. Copying, reproduction, or redistribution of the Site or any portion thereof to other servers or locations without express permission is prohibited.

You agree not to copy, duplicate, or reproduce Latinas2u Content without permission and to abide by all copyright notices on the Service. You also agree not to decompile, disassemble, reverse engineer, or otherwise attempt to discover the source code of the Service.

Although Latinas2u does not claim ownership of the content posted by users, by doing so, you grant Latinas2u a worldwide, non-exclusive, perpetual, royalty-free license to use, display, distribute, and sublicense such Content within the framework of its services.

If you require further information or have any questions about our Terms of Use or Data Protection compliance, please contact us at .

Limitation of Liability
Under no circumstances shall latinas2u be liable for any direct, indirect, incidental, special, consequential or exemplary damages (even if Latinas2u has been advised of the possibility of such damages) resulting from the use or misuse of the latinas2u website and services. This includes, but is not limited to, damages caused by the inability to access the website, suspension, modification or interruption of services, as well as damages resulting from any content, information or advice obtained through the website.

This limitation of liability shall apply to the maximum extent permitted by law. In jurisdictions where limitation of liability is not permitted, some of these restrictions may not apply.

Limitation of Liability
Under no circumstances shall Latinas2u be liable for any direct, indirect, incidental, special, consequential or exemplary damages (even if latinas2u has been advised of the possibility of such damages) resulting from the use or misuse of the latinas2u website and services. This includes, but is not limited to, damages caused by the inability to access the website, suspension, modification or interruption of services, as well as damages resulting from any content, information or advice obtained through the website.

This limitation of liability shall apply to the maximum extent permitted by law. In jurisdictions where limitation of liability is not permitted, some of these limitations may not apply.

Indemnification
You agree to indemnify and hold latinas2u, its employees, directors, affiliates, agents, partners and suppliers harmless from any claim, loss, expense or damage (including reasonable attorneys’ fees) arising out of:

The content you post or make available through the website.

Your use of the service.

Your violation of the terms of this agreement.

Your violation of the rights of third parties.

You agree to assume full responsibility for any claim or demand arising from your actions on the latinas2u platform and to ensure that latinas2u and its associates are not harmed by such disputes.